180 Credit Solutions offers credit repair services. The company is located in Texas. There are two different P.O. boxes for the company that can be found. One of the PO boxes is located in Wylie, Texas and the other is located in Melissa, Texas. A direct business address links the company to Sachse, TX. All of the confusion about the address of the company is reason for concern.
Typically, if a company is successful they will grow and will have an office for any amount of business. If there is no business address listed for a company it raises a of red flags. It is likely that the company is being operated by one or two individuals out of their home.
While this does not mean that 180 Credit Solutions is not a good company, it just means that when you are dealing with something as important as your credit reports and credit scores, you need to make sure that you have all of the information possible about a company before trusting them with your personal information.
There are many testimonials posted about 180 Credit Solutions. There are also copies provided of real deletion results posted on their website. You can look over these results and determine for yourself whether or not they are accurate. There is no way for these deletion results to be verified at the moment.
There have been several complaints received about this company about a lack of results as well as poor service received by individuals who have dealt directly with this company.
It is also difficult to determine the experience of the people who work for 180 Credit Solutions. The company has been around since the year 2008, but there is not a lot of information that can be found about the company directors and what experience that they have in the industry.
Typically, if the directors have a lot of experience it is something that is promoted and when searching for this at 180 Credit Solutions there is none of that promotion going on.
In addition, there is not much information provided on their website. The information that is on the website is a bit vague. For example, the information about how long items will stay on your credit report is not very clear.
This information is often misunderstood anyway and if you are working on credit repairs to get results it is important that you know this information.
There are no specific details provided about the programs offered by 180 Credit Solutions. You will need to call the company directly in order to find more information about their program.
According to the website the company provides results in as few as 30 to 45 days. The website also claims that the company is registered with the Secretary of State and is 100 percent insured and bonded.
There are no details specified about the length of the program or the timing found on the website. However, on other websites it is stated that the program lasts for 180 days.
Call at 1-866-454-6252
Signing up for an account online is not available, which means website security is not really an issue.
The company also states that they provide a money back guarantee. However, the issue with this claim is that there is no information provided about what exactly this guarantee entails.
On one of the complaint boards about the company the CEO responded by providing information about the money back guarantee. Unfortunately, the wording of the money back guarantee was not in favor of the consumers and stated it was based on the services that were provided.
Several customers have complained that they did not receive any type of refund from the company, even though they did not receive the results that they were promised.
According to the 180 Credit Solutions website the company does not have a set price list for their services. It states that since there are no 2 credit reports that are the same, they treat each of their clients on an individual basis. A price quote will be given to you after the initial free credit analysis is provided.
A quick search of independent websites will show you that there are numerous complaints about 180 credit solutions. When considering how important your credit score is, this can cause some concern when considering a credit repair service.
Since the company is so small, it is a bit disconcerting that there are so many complaints about their services.
The company has responded to some of the complaints online by defending their positions. However, these responses from the company are not all that professional. There were also several complaints by people asking the company to reach out to them, but the clients updated that no response was given.
As far as compliance goes, without seeing any type of agreement it is difficult to determine whether or not the company is in fact in compliance with both state and federal laws.
If you are looking to enroll with a credit repair services company 180 Credit Solutions could help you. However, it is important to thoroughly research the services that the company provides and when you are discussing your credit issues with them over the phone, make sure that you ask all of the questions that you possibly can.
It is possible that the company is legitimate, but there are definitely some red flags that need to be considered.
Overall, if you are seriously considering hiring a credit repair services company, there are many other options out there that are likely a better choice. There are many complaints about 180 Credit Solutions and the lack of information provided on their website is very concerning.
While the company has responded to some of the complaints made against them, there are many others that they have not responded to even when asked.