Ten Financial Tips For Recent Grads!

How prepared are you when it comes to financial literacy? Knowing about managing personal finances is important to be financially successful in the long run. In this article, we will discuss the top ten

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Not Paying Medical Bills: Tactics to Handle Medical Debt

How prepared are you when it comes to clearing off your medical debt? Everything about handling medical debt needs to be well planned and managed. Otherwise, you will find yourself in a vicious circle

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Vantage Score vs FICO: How Are They Different?

Vantage Score and Fico are two different credit scoring methods. They have evolved over the past years and are now serving different purposes. You should know the difference between these two credit score

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Virtual Credit Card: Should You Get One?

The virtual credit card has garnered a lot of attention due to its ease of use and versatility. Today, you can get one quickly, without depending upon your credit score, and use it like any other credit

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Loans For People With Poor Credit: What Are The Things You Should Know?

Learn the best loans for people with poor credit as you read throughout this post! Upon reading this article, you will be guided about dealing with poor or bad credit along with options of loans that you

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10 Finance Website for Students: Best Sites You Need to Know

How prepared are you when it comes to financial literacy? Everything about finance is something that everyone, even students, should know. In this article, we will tackle about the different finance websites

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TransUnion vs. Experian vs. Equifax: What You Need To Know?

This article is geared towards helping many individuals regarding credit reports and the most popular credit bureaus today – TransUnion, Experian and Equifax! Read on to learn more! TransUnion vs. Experian

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7 Fast Ways To Raise Your Credit Score

Whether you want to admit it or not, your credit score dictates almost everything about your financial life. This includes whether or not you will be approved for a credit card, to getting a loan for a

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3 Report Errors That May Be Quietly Sinking Your Credit

It is a fact of life that everyone is going to make a mistake and credit bureaus make mistakes to. In fact, according to a study conducted by the Federal Trade Commission, one out of every four credit

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How Do Credit Inquiries Affect Your Credit Score?

When considering your credit score there are a lot of different criteria used to come up with your personal score. One of the items that can affect your credit score is inquiries. An inquiry is when you

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Know Your Rights About Credit Repair

When it comes to how to repair bad credit there are many things that you can do. The first thing that you should know is that no one is able to remove negative information that is accurate from a credit

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What Is A Credit Report And Why Should You Check It?

The credit report definition is a detailed information sheet that shows a person’s entire credit history. Information is collected by credit bureaus and then use this information in order to create these

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How To Write A Pay For Delete Letter

Debt is a common occurrence to anyone’s life. It happens at the most unexpected times. Most users make the mistake of not caring about their debt. This leads into problems that could cause a huge dent

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College Students: You Can Fix Your Credit Before It Wrecks Your Life!

Ah, college. This is the bridge between your teenage years and becoming an adult. You have more freedom than you did as a teenager, but you are still learning. This is the time where credit card companies

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5 Credit Repair Tips For Newly Married Couples

Financial harmony is the key to a long-lasting marriage. Reports have shown that up to 39% of married couples end up in divorce due to the mismanagement of personal finances. This conflict can be avoided

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Credit Monitoring 101: The Ultimate Buying Guide

Your credit is a very important indicator on your financial status. But, credit card companies tend to penalize you each time you try to check your score. Continuously finding your score on some places

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Dealing With Credit Report Errors

A credit report contains a lot of personal information. This includes your address, how your bills are paid, whether you have ever filed bankruptcy, and if you have ever been arrested or sued. A credit

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7 Potential Disasters Caused By A Bad Credit Score

When you take out a loan or swipe one of your credit cards to make a purchase, you are likely not thinking that this is a test of your reliability or personal integrity. You are more interested in how

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4 Reasons To Present Credit Card Disputes In Writing!

There is anecdotal evidence to support that there has been an increase of credit card fraud and identity theft over the past several years. Even with this, credit card companies state that chargebacks

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Everything You Need To Know About Your Credit Score

A credit score definition would consist of a numerical expression that is based on an analysis of a person’s credit files. This score is designed to represent the creditworthiness of an individual. A

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How Debt Settlement Companies Can Help Rebuild Your Credit Score

Whether you are falling back on your finances because of job-related issues or were hit by an emergency expense, being in debt can have a crippling effect on your family, relationships and on your health.

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