How prepared are you when it comes to financial literacy? Knowing about managing personal finances is important to be financially successful in the long run. In this article, we will discuss the top ten
Continue readingHow prepared are you when it comes to clearing off your medical debt? Everything about handling medical debt needs to be well planned and managed. Otherwise, you will find yourself in a vicious circle
Continue readingVantage Score and Fico are two different credit scoring methods. They have evolved over the past years and are now serving different purposes. You should know the difference between these two credit score
Continue readingThe virtual credit card has garnered a lot of attention due to its ease of use and versatility. Today, you can get one quickly, without depending upon your credit score, and use it like any other credit
Continue readingLearn the best loans for people with poor credit as you read throughout this post! Upon reading this article, you will be guided about dealing with poor or bad credit along with options of loans that you
Continue readingHow prepared are you when it comes to financial literacy? Everything about finance is something that everyone, even students, should know. In this article, we will tackle about the different finance websites
Continue readingThis article is geared towards helping many individuals regarding credit reports and the most popular credit bureaus today – TransUnion, Experian and Equifax! Read on to learn more! TransUnion vs. Experian
Continue readingWhether you want to admit it or not, your credit score dictates almost everything about your financial life. This includes whether or not you will be approved for a credit card, to getting a loan for a
Continue readingIt is a fact of life that everyone is going to make a mistake and credit bureaus make mistakes to. In fact, according to a study conducted by the Federal Trade Commission, one out of every four credit
Continue readingWhen considering your credit score there are a lot of different criteria used to come up with your personal score. One of the items that can affect your credit score is inquiries. An inquiry is when you
Continue readingWhen it comes to how to repair bad credit there are many things that you can do. The first thing that you should know is that no one is able to remove negative information that is accurate from a credit
Continue readingThe credit report definition is a detailed information sheet that shows a person’s entire credit history. Information is collected by credit bureaus and then use this information in order to create these
Continue readingDebt is a common occurrence to anyone’s life. It happens at the most unexpected times. Most users make the mistake of not caring about their debt. This leads into problems that could cause a huge dent
Continue readingAh, college. This is the bridge between your teenage years and becoming an adult. You have more freedom than you did as a teenager, but you are still learning. This is the time where credit card companies
Continue readingFinancial harmony is the key to a long-lasting marriage. Reports have shown that up to 39% of married couples end up in divorce due to the mismanagement of personal finances. This conflict can be avoided
Continue readingYour credit is a very important indicator on your financial status. But, credit card companies tend to penalize you each time you try to check your score. Continuously finding your score on some places
Continue readingA credit report contains a lot of personal information. This includes your address, how your bills are paid, whether you have ever filed bankruptcy, and if you have ever been arrested or sued. A credit
Continue readingWhen you take out a loan or swipe one of your credit cards to make a purchase, you are likely not thinking that this is a test of your reliability or personal integrity. You are more interested in how
Continue readingThere is anecdotal evidence to support that there has been an increase of credit card fraud and identity theft over the past several years. Even with this, credit card companies state that chargebacks
Continue readingA credit score definition would consist of a numerical expression that is based on an analysis of a person’s credit files. This score is designed to represent the creditworthiness of an individual. A
Continue readingWhether you are falling back on your finances because of job-related issues or were hit by an emergency expense, being in debt can have a crippling effect on your family, relationships and on your health.
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