Secured Credit Cards: The Ultimate Guide

In this short post, we’ll show you the top 8 secured credit cards available. We’ll compare each of the cards to see which one is the best. *Notice: On mobile devices, scroll right to see entire table.

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What Does Profit And Loss Charge-Off Mean On Your Report?

Charge-offs are one of the leading cause of low credit scores. Every day, people have unpaid debts and either refuse to pay them or forget that they had the debt altogether. This leads them to get in legal

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5 Credit Repair Tips For Newly Married Couples

Financial harmony is the key to a long-lasting marriage. Reports have shown that up to 39% of married couples end up in divorce due to the mismanagement of personal finances. This conflict can be avoided

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How Debt Settlement Companies Can Help Rebuild Your Credit Score

Whether you are falling back on your finances because of job-related issues or were hit by an emergency expense, being in debt can have a crippling effect on your family, relationships and on your health.

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College Students: You Can Fix Your Credit Before It Wrecks Your Life!

Ah, college. This is the bridge between your teenage years and becoming an adult. You have more freedom than you did as a teenager, but you are still learning. This is the time where credit card companies

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The Top 7 Apps For Personal Finance

Understanding your finances is an important affair. On average, only 20% of the total population doesn’t take care of their finances. This causes the rest of the 80% to remain in debt or other financial

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How To Write A Pay For Delete Letter

Debt is a common occurrence to anyone’s life. It happens at the most unexpected times. Most users make the mistake of not caring about their debt. This leads into problems that could cause a huge dent

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7 Fast Ways To Raise Your Credit Score

Whether you want to admit it or not, your credit score dictates almost everything about your financial life. This includes whether or not you will be approved for a credit card, to getting a loan for a

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7 Potential Disasters Caused By A Bad Credit Score

When you take out a loan or swipe one of your credit cards to make a purchase, you are likely not thinking that this is a test of your reliability or personal integrity. You are more interested in how

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3 Report Errors That May Be Quietly Sinking Your Credit

It is a fact of life that everyone is going to make a mistake and credit bureaus make mistakes to. In fact, according to a study conducted by the Federal Trade Commission, one out of every four credit

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4 Reasons To Present Credit Card Disputes In Writing!

There is anecdotal evidence to support that there has been an increase of credit card fraud and identity theft over the past several years. Even with this, credit card companies state that chargebacks

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What Is Credit Card Fraud?

When looking for the credit card fraud definition you will find a lot of information. Simply put, credit card fraud is a broad term to define fraud and theft that is committed and involves using either

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Tips For Building Your Credit Over Time

Having a credit history is extremely important. When you want to make a large purchase, often times it will take getting a loan from somewhere in order to make the purchase that you desire. From borrowing

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Revolving Credit Vs. Installment Loans

When it comes to your credit report and credit score, it is important to know that there are two types of credit that can affect your score and your report. The first type is known as revolving credit.

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How Does Credit Utilization Scoring Work?

If you are considering how to improve your credit score or if you simply want more information about how credit scores are calculated, chances are you have come across the term credit utilization. The

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Dealing With Credit Report Errors

A credit report contains a lot of personal information. This includes your address, how your bills are paid, whether you have ever filed bankruptcy, and if you have ever been arrested or sued. A credit

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Best Credit Repair Companies

Chances are that you have seen numerous ads about companies that claim they can fix your bad credit scores. The question that you may have is does credit repair really work? When it comes down to it there

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9 Steps To Protect Your Credit After An ID Theft

If you think that your identity has been stolen, there are several steps that you should take immediately in order to protect your credit and to minimize the potential damage that could be caused by the

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How Do Credit Inquiries Affect Your Credit Score?

When considering your credit score there are a lot of different criteria used to come up with your personal score. One of the items that can affect your credit score is inquiries. An inquiry is when you

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Know Your Rights About Credit Repair

When it comes to how to repair bad credit there are many things that you can do. The first thing that you should know is that no one is able to remove negative information that is accurate from a credit

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