Category Archives for Credit Score

Credit Monitoring 101: The Ultimate Buying Guide

Your credit is a very important indicator on your financial status. But, credit card companies tend to penalize you each time you try to check your score. Continuously finding your score on some places

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Secured Credit Cards: The Ultimate Guide

In this short post, we’ll show you the top 8 secured credit cards available. We’ll compare each of the cards to see which one is the best. *Notice: On mobile devices, scroll right to see entire table.

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What Does Profit And Loss Charge-Off Mean On Your Report?

Charge-offs are one of the leading cause of low credit scores. Every day, people have unpaid debts and either refuse to pay them or forget that they had the debt altogether. This leads them to get in legal

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5 Credit Repair Tips For Newly Married Couples

Financial harmony is the key to a long-lasting marriage. Reports have shown that up to 39% of married couples end up in divorce due to the mismanagement of personal finances. This conflict can be avoided

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How Debt Settlement Companies Can Help Rebuild Your Credit Score

Whether you are falling back on your finances because of job-related issues or were hit by an emergency expense, being in debt can have a crippling effect on your family, relationships and on your health.

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How To Write A Pay For Delete Letter

Debt is a common occurrence to anyone’s life. It happens at the most unexpected times. Most users make the mistake of not caring about their debt. This leads into problems that could cause a huge dent

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7 Fast Ways To Raise Your Credit Score

Whether you want to admit it or not, your credit score dictates almost everything about your financial life. This includes whether or not you will be approved for a credit card, to getting a loan for a

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Tips For Building Your Credit Over Time

Having a credit history is extremely important. When you want to make a large purchase, often times it will take getting a loan from somewhere in order to make the purchase that you desire. From borrowing

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Revolving Credit Vs. Installment Loans

When it comes to your credit report and credit score, it is important to know that there are two types of credit that can affect your score and your report. The first type is known as revolving credit.

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How Does Credit Utilization Scoring Work?

If you are considering how to improve your credit score or if you simply want more information about how credit scores are calculated, chances are you have come across the term credit utilization. The

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Best Credit Repair Companies

Chances are that you have seen numerous ads about companies that claim they can fix your bad credit scores. The question that you may have is does credit repair really work? When it comes down to it there

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How Do Credit Inquiries Affect Your Credit Score?

When considering your credit score there are a lot of different criteria used to come up with your personal score. One of the items that can affect your credit score is inquiries. An inquiry is when you

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Know Your Rights About Credit Repair

When it comes to how to repair bad credit there are many things that you can do. The first thing that you should know is that no one is able to remove negative information that is accurate from a credit

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Everything You Need To Know About Your Credit Score

A credit score definition would consist of a numerical expression that is based on an analysis of a person’s credit files. This score is designed to represent the creditworthiness of an individual. A

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